Now that Christmas is more than a month behind us and many of you have made some payments on your credit cards, it is natural to begin thinking about spending money in the near future. That urge will ultimately lead to impulse spending for things you think you need but will turn out to be nothing but a bunch of wants. In this installment, I challenge you to think about your motivation for wanting to spend and I give you some tips to help you reduce the amount of impulse spending that you do so you can put the saved money to better use.

Here are links to the blog and various podcasts I mentioned in this installment.

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