Dr. Thrift's Blog

Allow me to share my thoughts with you on common financial topics.

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Thursday Techniques, Tips, and Tricks #2

If it’s yellow let it mellow, if it’s brown flush it down. These words were written on a piece of handmade art above a toilet in the bathroom of a condominium belonging to the grandparents of a friend of mine. The toilet was a low flush toilet which was uncommon in...

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Thursday Techniques, Tips, and Tricks #1

People often ask me for tips on how to budget, save, pay off debts, etc. There are many small things we can do to improve or better manage our finances. Starting today, I will share a different tip with you each Thursday. Welcome to the first edition of Thursday...

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Somebody has to hit a hole in one on consecutive holes

As I sit down at my computer this morning ready to teach you a simple method to help you save up for a purchase, I feel the necessity to abandon that lesson until my next post in favor of writing some thoughts about the latest craze. As I sit here, lottery fever is...

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Thanksgiving Half Day

It’s Saturday morning and I am sitting here watching ESPN College Gameday and getting ready to spend the day watching college football. I have enjoyed the time off from work the past few days and really enjoyed the time I got to spend with family over the break. As I...

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Thank You Crossview Community Church

I would like to thank everyone who showed up at Crossview Community Church in Rockmart, GA tonight to hear me speak on having a resolution to avoid debt this upcoming Christmas season. I met several wonderful people and would like to thank Pastor Danny Echols for his...

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Turning something small into something big

One of the fundamental concepts in a personal finance course is the power of compound interest. Einstein labeled it the 8th wonder of the world. Interest on the surface is a simple concept. I borrow money, I pay the lender the money back and some interest. If I loan...

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Exciting News!!!!

It’s been a while. I have been busy with my normal job, learning the banjo, trying to learn to sing, and giving speeches at my Cobb Communicators Toastmasters meetings. I have also been busy working on some additional items that will debut on the website in the next...

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If your checkbook could talk, what would it say?

I recently came across an online article that asked the question If your credit card could talk, what would it say? The author admitted he temporarily fell for a spoof that claimed Visa had introduced a new product called Visa Voice. He then runs with the theme to...

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My 2 Cents on How to Use 2 Cents to Save You Hundreds

If I told you there is a way to use 2 cents to generate hundreds of dollars for yourself, you would jump at the opportunity to learn how it’s done. Well, stand up because it’s time to jump. You can convert 2 cents into hundreds by using a 2 cent item to help you not...

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What a 1/4 of a second can teach us about marketers

Do you have a bottle of Canola oil in your pantry? If so, get it out and look at the fat content. Does it have fat? Mine does. Recently I picked up a can of non-stick cooking spray. This product supposedly provides a fat-free way to keep things from sticking to your...

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Have you ever noticed how a monkey peels a banana?

Have you ever seen a monkey peel a banana? I had never considered the idea until a few months ago when a colleague of mine demonstrated a YouTube video he had recently seen. According to the video, monkeys peel bananas from the bottom and not from the stem. Obviously,...

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Lessons From A Scotsman

My father-in-law was born and raised in Scotland where the virtue of thrift was developed. Today the Scottish people are known as some of the thriftiest people in the world. My father-in-law practices thrift better than anyone I know. He recently said, “Money is hard...

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What do your possessions say about you?

I am the proud owner, of an iPhone. Many of you may own one as well and are probably thinking, “So what?”  Let me begin by telling you why I am happy about mine. Is it because there is a lady that will always sound sweet when I ask it dumb questions? NO! It must be...

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How to survive a fight with God

The best way to avoid getting punched is to avoid fights. If, however, you find yourself in a fight, the best thing to do is avoid getting hit. You could put your hands up, duck, or run. If that doesn’t work, perhaps you should try a different approach. Maybe you...

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