In this installment I list 6 reasons why debt consolidation, credit card transfers, and sometimes refinancing will not help you fix your financial problems.
With student loan debt getting to a crisis level in our country, it is imperative that we begin to reevaluate the use of student loans to fund college.
This week I explain why you need an emergency fund while you are paying off debt and why you need 3 to 6 months of expenses saved after getting out of debt.